The Role of Alternative Data and AI in Determining Creditworthiness

Creditworthiness has a lot of baggage in the financial world. As a gauge of how likely you’ll pay your debts on time, it represents a lender’s willingness to give you a cash advance, installment loan, or line of credit. So, what makes a person creditworthy? Traditionally, you’d find the answer in your credit file. Many […]

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